The One-Page Financial Plan

Wouldn’t that be amazing? Is that even possible?

Money and how it effects our everyday lives, relationships and future can cause no end of stress. Ironically, the greater wealth accumulated, the more stressful it can be to manage!

It was therefore with great delight to recently get around to reading Carl Richards (New York Times Columnist & Author of the ‘Behaviour Gap’) – The One-Page Financial Plan, A Simple Way to be Smart About Your Money.

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Craig Chapman
Coping with Uncertainty

When financial markets are volatile, you often hear that “uncertainty” is the cause. This suggests that uncertainty comes and goes, but because financial markets are forward looking, and because the future is unpredictable, investors must cope with uncertainty all the time.   

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Craig Chapman
What was in the Scottish budget?

What was in the Scottish budget?

The 12th of December was a busy day for British journalists. Theresa May faced (and won!) a vote of no confidence from her Tory MPs, which understandably was the principal news story of the day. Under all this media fanfare, SNP Finance Minister Derek Mackay unveiled the Scottish budget. Thoroughly in the spirit of general uncertainty that currently grips British politics, Mackay hinted there will likely be another budget in the event of a ‘no deal’ Brexit.

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Craig Chapman